2024 Roth Ira Contribution Limits Married. For individuals under the age of 50 in 2024, the maximum roth ira contribution limit is $7,000. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older.

This annual contribution limit is higher in 2024, with the roth ira contribution limit being $7,000. The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older.